No. We want to be very clear that this is not Homeowners insurance. Homeowners insurance will cover damage to your home in the event of a fire (amongst other examples).
Yokahu's Hurricane Emergency Expenses cover will only pay you after a hurricane, if the winds at your location exceed 74mph and the storm category is one that corresponds to a payment on your policy. (eg Extreme)
This insurance can be purchased alongside homeowners insurance and can be purchased if you rent.